Take-Home Pay Calculator 2026 - Free Net Income Calculator (8 Countries)

See your net income after country-specific taxes, social contributions, and deductions — 2026 tax year.

Country

Annual Gross Salary

Filing Status

401(k) Contribution (%)

HSA Annual ($)

Pre-tax deductions reduce taxable income. Social Security & Medicare are auto-calculated.

80C Deductions (₹)

80D Health Insurance (₹)

Monthly Rent (₹)

City Type

Basic salary assumed as 50% of gross for HRA calculation.

New Regime: Standard deduction of ₹75,000 applies. No additional deductions available. If income ≤ ₹12L, no tax is payable (rebate).

✅ The UAE has no personal income tax. Your full salary is take-home pay.

Workplace Pension (%)

Auto-enrolment minimum: 5%

Pension is deducted before tax (net pay arrangement). National Insurance is auto-calculated.

Church Tax

Childless (over 23)?

Children (for tax class)

Social contributions (pension 9.3%, health ~8.75%, care ~1.7-2.3%, unemployment 1.3%) are auto-calculated up to contribution ceilings.

Number of Children

Social Charges Rate (%)

10% professional deduction (capped at €14,171) and family quotient system are auto-applied. Default social charges: ~20% of gross.

RRSP Contributions ($)

FHSA Contributions ($)

CPP (5.95%), CPP2 (4% on earnings $74,600–$85,000), and EI (1.63%) are auto-calculated. Ontario provincial tax is applied by default.

Housing Fund (%)

Default: 7% (5-12% range)

Social insurance (pension 8%, medical 2%, unemployment 0.5%) and standard deduction (¥60,000/yr) are auto-calculated.